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Smart Children’s Account

  • For children under 18 years of age.
  • Birth certificate is required.
  • Minimum initial deposit is Birr 50 (Fifty only).
  • Save at least for a year to be eligible for withdrawal.
  • The remaining minimum balance in the account shall always be Birr 1,000 (including the Birr 150 bonus, if any) to get the incentives.
  • Interest Rate (based on duration of deposit) First month to the tenth yr 0.25%+ prevailing saving rate.
  • 11 to 15 yrs 0.5%+ prevailing saving rate above 15 yrs 0.75% + prevailing saving rate.
  • Gift deposit of Birr 150.00 from birth to age ten. This shall be kept until the child reaches the age of 15 years.
  • Educational gifts – books and supporting kits, at key stages (per each five year of the child – at 5, 10 and 15 yrs).

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Exchange Rate for Transactions

APRILL 15, 2021
CURRENCY BUYING SELLING
USD 41.6412 42.4740
EURO 49.7904 50.7862
GBP 57.3191 58.4655
CAD 33.1829 33.8466
AED 11.3356 11.5623

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