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Smart Children’s Account

  • For children under 18 years of age.
  • Birth certificate is required.
  • Minimum initial deposit is Birr 50 (Fifty only).
  • Save at least for a year to be eligible for withdrawal.
  • The remaining minimum balance in the account shall always be Birr 1,000 (including the Birr 150 bonus, if any) to get the incentives.
  • Interest Rate (based on duration of deposit) First month to the tenth yr 0.25%+ prevailing saving rate.
  • 11 to 15 yrs 0.5%+ prevailing saving rate above 15 yrs 0.75% + prevailing saving rate.
  • Gift deposit of Birr 150.00 from birth to age ten. This shall be kept until the child reaches the age of 15 years.
  • Educational gifts – books and supporting kits, at key stages (per each five year of the child – at 5, 10 and 15 yrs).

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Exchange Rate for Transactions

JAN 15, 2021
CURRENCY BUYING SELLING
USD 39.3284 40.1150
EURO 47.7958 48.7517
GBP 53.6557 54.7288
CAD 31.0185 31.1372
AED 10.7060 10.9201

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