- A deposit for a certain period of time without movement for more than the prevailing saving interest rate.
- The minimum period of accepting FTD shall be 3 months.
- The minimum balance to open the account is Birr 100,000.
- The rates of interest depend on the amount of money and the duration of the account.
- Negotiation for Interest rate on fixed deposits is granted to the management of the bank.
- Withdrawal before maturity period, shall forfeit the contract interest rate.
- No interest will accrue after expiry of the certificate unless replaced by a new one.